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		Rick R. Johnson Cert. Mort. Advisor/Mort. Broker/Solution Expert Village Financial Group, Inc. Phone: 916-367-3738 Fax: (916) 295-1451 License: NMLS #360614, CalBRE# 01711076 Rick@RJ4Loans.com www.RJ4Loans.com

May 2022 April 2022 March 2022 February 2022 January 2022 December 2021 November 2021		What to Expect with Higher Rates The recent uptick in mortgage rates may have some worried about buying or refinancing a home. Keep Reading »    Make a Plan for Your Crypto Assets It's important to consider long-term implications for your crypto-currency. Keep Reading »    3 Business Success Books for Getting Ahead These books will give you insight on how to create and improve your business practice. Keep Reading »    Orzo With Asparagus, Lemon, and Dill Nothing says spring more than a burst of color! Keep Reading »    Are There Any Advantages to Popcorn Ceilings? Popcorn ceilings have seen a resurgence lately. Keep Reading »    4 Best Spreadsheet Hacks You Need To Know If you work with large amounts of data, it might be overwhelming to try to keep track of everything. Keep Reading »

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Village Financial Group, Inc. 1212 Suncast Lane, Suite 1 El Dorado Hills, CA 95762

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