�

Happy�Sunday, I am sorry I am a day or two late on this.

�

Rates ended up almost flat this week compared to last week.�

�

We saw rates drift higher mid-week as traders braced for the expectation of a good Jobs Report on Friday.� And when it came out on Friday, it showed 192K jobs created in March, as the country thaws out from the extreme harsh winter weather, which was just below expectations of 195k jobs�and unemployment holding steady at 6.7%.� The net effect of this goldilocks report . . . not too hot, not too cold - just right, helped Mortgage Bonds and rates improve on Friday and bring us back to even for the week.�

�

Next week we will see if there are any surprises hidden in the Fed Minutes which will be released on Wednesday.

�

As of Friday (4/04)�my 30 Year Fixed Rate Mortgage, for a purchase with 25% down and a credit score of 740 or higher for a�60 day lock was at 4.25% (4.366% APR)�with a�credit�of .25% off the closing costs.� As always this could change for the better or worse from day to day so feel free to check with me on where current rates are.

�

I hope this helps as you are talking to your clients and�have a great rest of the weekend.����

Thanks,� Ford